Identity Protection
Identity Lockdown™ powered by ID360°
ID360° has developed a proprietary system that allows financial advisors to provide a comprehensive risk management solution to their customers. This solution consists of an initial documentation process across twelve firms (Lexis Nexis, Innovus, DMV, etc) that will help to determine whether or not their customer has already been compromised. The next step is the delivery of all documentation in a professional customized presentation package comprised of tools to resolve errors, submit fraud claims and begin the resolution process. In addition to the consumer package each customer is enrolled in a monthly subscription to professional identity theft monitoring and ongoing recovery services powered by an expert team.
What to expect from your ID Lockdown™
The Lockdown process educates the consumer on proven measures they can take to reduce their risk (prevention) of becoming a victim as well as learning good security habits. For the detection segment we assist the consumer on identifying their “identity footprint” by requesting credit and government agencies to share the personal information they have on file with the consumer so they can identify elements of fraud or erroneous records. If any of the records reveal items of fraud the consumer can rely on recovery professionals to manage the identity restoration. With ID360° you get: As well as protection and support involving:
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Proactive Services
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Break-In Recovery
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Employment ID Theft
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Email Compromise Audit
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Social Media Compromise Audit
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Phish Assist
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Breach Assist
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Assisted Living Support
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Consumer Alerts
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Document Replacement
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Child ID Theft
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Tax ID Theft
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Financial ID Fraud
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Military Fraud Support
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Medical ID Theft
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Travel Support
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Estate Support
ID360° Difference
Unlike many of our competitors, ID360°’s service is proactive rather than reactive, providing benefits to members long before an incident of identity fraud is discovered through credit monitoring. ID360° members gain immediate access to the ID360° Identity Lockdown Guide, which educates members on virtually every aspect of identity theft with the aim of preventing thieves from victimizing our members.
While credit monitoring has some value, it also has serious limitations, including the inability to detect multiple forms of identity theft that are of equal if not greater concern than credit fraud. If credit monitoring does detect suspicious activity, such as an identity thief opening a new account using the victim’s name, detection is unlikely until days or even weeks later depending on the creditor’s reporting cycle. There is probably no better example of “an ounce of prevention is worth more than a pound of cure” than in the context of identity theft.
Should recovery become necessary, however, no company in the industry offers more extensive recovery services than ID360°. Many of our competitors reimburse their members for such expenses as photocopying and document replacement, but leave the victim to navigate the complex maze of recovery virtually alone. On the other hand, ID360° handles the recovery process on the member’s behalf from start to finish using a Limited Power of Attorney. The recovery services performed by ID360° include:
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One-on-one consultation with the member for purposes of case assessment
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Closing down accounts improperly opened using the member’s personally identifiable information
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Clearing up fraudulent tax filings or tax refund fraud with the IRS
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Eliminating thieves’ criminal behavior incorrectly attributed to the member in any police record
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Removing impostors’ information from the member’s medical records
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Notifying and assisting law enforcement in the identification, apprehension and prosecution of perpetrators
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Periodic case status updates to the member
ID360°’s investigative reach stretches from coast to coast. And for the most complex cases of identity fraud, ID360° can bring to bear for its members investigative capabilities typically associated only with law enforcement.